78 Incredible Journal Prompts For Money To Realize Your Financial Dreams

Last Updated on April 17, 2024

Come with me as I share journal prompts for money in your life’s picture.

Have you heard of the saying, money is the root of all evil? I’m not sure if that is 100% true. Having a sufficient amount of money can sure make life easier.

With the rising cost of food, housing, gasoline, clothing, and everything else it seems, it can be hard to make ends meet.

My kids are out on their own and living in apartments in various places. It is extremely hard for them to find an apartment that they can afford that is not a dive.

You pretty much have to be bringing in a very good salary, or plan on renting a place with at least one other person.

And my kids are still single with no partner or kids. Add two or three children to the scenario and you’re looking at a huge price tag for housing.

I truly do not know how families manage these days with the cost of groceries and rent prices.

The fact is, everyone ought to be able to live their best life, and that, my friend, requires money.

If you have dreams and goals of having more money in order to have a better life then there are concrete steps you can take to make that happen.

The power of manifestation has been shown over and over. To increase your finances and live the life you dream of, imagine it to be so.

23 Journal Prompts To Attract More Money

Too often we find ourselves at a point in life and think, how did this happen? How did I get to be (however many years old) and living this kind of life? 

What happened to my dreams?

If you took a few wrong turns on your life journey to where you are now, get serious about making some changes.

This requires spending some time reflecting on your current reality. Be specific as you write about this. 

What are the things you would like to change? In what areas of your life would you like to make differences?

This leads to creating goals for your future. You can think both short term and long term.

It really doesn’t matter what age you are. You can make positive financial changes at any time. 

The key is to be intentional and focused

The more you think about it and write about it, the more your energy will be put into making this happen. 

If your thoughts and energy are about your goal, then you will naturally attract things in your life that will get you there.

Take this amazing step by responding to these prompts from the list below.

1. “How do you practice financial self-care? How do you care for and respect your money?”

2. “When in life did you have the strongest relationship with your money?”

3. “Describe one toxic person, thing, or habit that you need to let go of to boost your income.”

4. “How do you contribute to the good of the world? If you had unlimited money, would this change?”

5. “What are three of your favorite affirmations or mantras? If you don’t have any, create some.”

6. “Is there something that could make you more money, yet you’re avoiding getting started because of fear?”

7. “What financial advice would you, today, give to yourself five years ago?”

8. “If you’ve made money mistakes that you still regret to this day, what did you learn from them?”

9. “What do you want your legacy to be?”

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10. “In what areas of your life not related to money, would you like to see change or growth that might lead to more money flowing your way?”

11. “What can you do today to make it better than yesterday?”

12. “Which types of things do you find annoying with respect to money?”

13. “What stresses you out the most?”

Journal Prompts To Attract More Money

14. “What’s your ideal way to generate income? Your dream job?”

15. “If your future self could give you three pieces of money advice, what would it be?”

16. “Do you compare your financial situation to anyone else’s? Are you jealous? Why?”

17. “How do you express your love for others? Would this change with more money?”

18. “How do you enjoy spending your free time? Would this change if you had unlimited money?”

19. “What word would you use to describe yourself, and why?”

20. “Set a three-minute timer and write whatever comes to mind.”

21. “Are you being true to yourself and living authentically? Why or why not?”

22. “How did your darkest moments in life influence your current financial situation?”

23. “What issue from your past is holding you back from attracting more money?”

7 A Week’s Money Journal Prompts

If you’re trying to get started but are feeling overwhelmed, or you have begun on your journey to living a better life and need some help staying on track, here are some prompts that keep it simple.

The list that follows has seven journal prompts so you can pick one each day for a week.

A few prompts direct you to think about the messages you got about money when you were growing up.

I know my parents’ generation believed it was wrong to talk about money with their children. 

As a result, I knew nothing about finances and how to manage them or how to make my money grow.

We can only blame our parents so much, though. In the end, being fiscally responsible is something each of us needs to learn.

I love these last two prompts in this category:

How would you like to feel about money? Write a letter to Money, as if Money were a person, telling him or her what kind of relationship you would like to have.

If you were to suddenly receive 10 million dollars, and you had to spend it and/or invest it within 24 hours, what would you do with it? Be specific: if you plan to invest a portion of it, exactly where would you invest it? If you want to give some of it away, exactly to whom or what organization(s) would you give it? Account for every penny.

Try out each one of these prompts as you work through the week!

24. “What do you believe about money? Do you believe that it’s hard to come by? Are you comfortable or uncomfortable with the idea of earning a lot of money? Do you feel deserving or undeserving when it comes to financial abundance? Do you resent those who have it? Freewrite for ten minutes about your beliefs regarding money. What, if anything, did you learn or notice about yourself as a result of your writing exploration?”

25. “What is your first memory about money? What happened and why do you remember it?”

26. “When you think about discussing money with your partner or with someone close to you, what are your dominant emotions? Shame? Anger? Confusion? Anxiety? Satisfaction? Comfort? Name your emotions and then write about the money memories associated with them.”

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27. “What did your parents say about money and did their actions back up their words? List at least five things you remember hearing your parents say about money. Now list at least five things you remember about the way they handled money.”

28. “Did your parents tend to agree or disagree with one another when it came to money issues? Were their money messages consistent or inconsistent? What was your reaction to their lessons? Which values did you internalize and which did you rebel against? How has that internalization/rebellion created tension about money in your life?”

29. “How would you like to feel about money? Write a letter to Money, as if Money were a person, telling him or her what kind of relationship you would like to have.”

30. “If you were to suddenly receive 10 million dollars, and you had to spend it and/or invest it within 24 hours, what would you do with it? Be specific: if you plan to invest a portion of it, exactly where would you invest it? If you want to give some of it away, exactly to whom or what organization(s) would you give it? Account for every penny.”

30 Powerful Money Journal Prompts

Do you find yourself getting to the end of each month wondering how you have so little, if anything, left?

Many of us exist in a cycle of pay cheque, spend, spend, spend, next pay cheque, with little thought of how we are spending that hard-earned money.

Being intentional with money starts with knowing where each and every dollar is going.

You need to form a super-close relationship with your money. Know your income, your bills, and all of your spending inside and out.

You need to own your finances!

Once you do, you can look ahead to intelligently managing it as well as developing goals for making more money.

In these powerful money journal prompts you will find help with how to handle your money, and how to set financial goals.

What are you waiting for?

31. “What’s the best piece of financial advice that you’ve ever received?”

32. “Do you have any mental blocks around finances?”

 Powerful Money Journal Prompts

33. “What is a bad financial habit that you have?”

34. “Do you think everyone deserves to be financially abundant?”

35. “What is the first thing you’ll buy when you reach your monetary goal?”

36. “What does financial abundance look like to you?”

37. “Who is your personal finance role model and why?”

38. “Are you jealous of the financial situation of anyone around you?”

39. “How has your money mindset changed over the past 5 years?”

40. “Do you ever feel guilty about spending money? When?”

41. “What are the top five things you’d like to do when you achieve financial abundance?”

42. “Do you trust yourself to manage your money?”

43. “What was your first ever paid job? How did it feel to earn your own money?”

44. “What will you stop doing when you achieve financial abundance?”

45. “What is one thing you’ve always been told about money?”

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46. “Do you secretly judge other people based on how much money they make?”

47. “Do you invest? Why or why not?”

48. “What can you learn from the financial mistakes of others?”

49. “Do you have any money regrets?”

50. “What is the ideal amount of money you’d like to see in your bank account?”

51. “If you could change one financial decision that you’ve made in your life, what would you choose?”

52. “How does money make a difference in your life?”

 Powerful Money Journal Prompts

53. “How will you give back to your community when you are financially abundant?”

54. “Out of those closest to you, who has a mindset of lack in regards to money, and who has an abundance mentality?”

55. “Do you think you have a healthy approach to managing your finances?”

56. “Was there ever a time in your childhood when you couldn’t do or have something before there wasn’t enough money?”

57. “What’s your main financial goal for next year? What are the steps you need to take in order to achieve it?”

58. “How will mastering your financial situation positively impact your life?”

59. “How is your money mindset holding you back?”

60. “Describe three emotions you have surrounding money.”

18 Money Journal Prompts For Abundance

We all deserve to live an abundant life. Money problems are a major contributor to those households that are unable to achieve abundance.

Money problems can be an incredible source of stress. More than any other issue, money is the reason for marital break-up.

It doesn’t need to be that way.

What does abundant wealth look like to you? How would you like to live your life? What would be part of that ideal picture? How much money would you need to make that dream a reality?

Specificity is important. Know the details of what you want in life and how much money that picture requires.

There are great prompts here like:

Have you been blocking your ability to receive and keep money? Identify the root cause of those blocks.

Sometimes we can be putting up roadblocks without even realizing it.

Are you using the skills you have to make extra money? There are many options for side hustles. 

This prompt will get you thinking:

Brainstorm ways you can earn extra money.

Perhaps, in the end, you need to change your self-concept:

Do you believe in your heart and soul that YOU are WORTH the amount of money you want to attract?

Take some time to read through the complete list of prompts here, and don’t be afraid to wrestle with the tough questions. 

They could be the way to move forward.

61. “What about your current money challenges. What are some possible solutions?”

62. “Think about shopping in designer shops in NYC or on Rodeo Drive. Do you look at the price tags? how does this make you feel?”

63. “What would you spend money on that brings you total joy?”

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64. “Mid-Month Review: We’ve been focusing on your annual goals, but how are your goals for this month coming along? What can you accomplish in the remainder of the month?”

65. “What good things happened this month? What were your favorite moments?”

66. “Brainstorm ways you can earn extra money?”

67. “Month in Review: How did this month go? Which goals did you complete? What do you still need to work on?”

68. “You have $100,000 to give to 5 charities. Which charities do you choose and how do you make your decision?”

69. “Make a plan of action for the money you want to manifest.”

Money Journal Prompts For Abundance

70. “Do you believe in your heart and soul that YOU are WORTH the amount of money you want to attract?”

71. “What do you want to do when you retire?”

72. “How would you like to feel about money? Explore ways that you can improve this relationship.”

73. “What would you do if you inherited $100,000 tomorrow?”

74. “Month in Review: What lessons did you learn this month?”

75. “Imagine you won a lottery prize of $1,000 per week for life. What would you do with the money?”

76. “What have you done to earn money?”

77. “Have you been blocking your ability to receive and keep money? Identify the root cause of those blocks.”

78. “Dream about being out of debt and financially secure. What would you do with the money?”

Frequently Asked Questions

How Can Journal Prompts For Money Help Me Realize My Financial Dreams?

It offer a focused way to explore your financial goals, attitudes, and behaviors, enabling you to create a clear path toward realizing your financial aspirations.

Can These Prompts Assist In Changing My Money Mindset?

Yes, these prompts encourage self-reflection on money-related beliefs and habits, aiding in identifying and reshaping any limiting mindsets that may be hindering your financial success.

Are These Prompts Suitable For Individuals At Different Financial Stages?

Absolutely, these prompts are designed to cater to various financial journeys, whether you’re setting initial financial goals, managing debt, or aiming for wealth accumulation.

Continue Reading 👉 : 177 Inspiring Quotes About Self-Care To Prioritize Your Well-Being

Diane
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